Manage Your SMSF with Confidence
Whether you are considering an SMSF or already managing one, we provide SMSF accounting services to help keep your fund compliant, organised and on track. From SMSF setup through to ongoing compliance, we manage the details and help you understand how your fund fits into your broader wealth strategy.
What Is An SMSF?
A Self-Managed Superannuation Fund (SMSF) is a super trust where you, as trustee, make the investment decisions based on your own risk appetite and goals. Essentially, it puts you in control of how your super is invested, giving you the flexibility to build a portfolio that suits your financial objectives, unlike traditional super funds. Key advantages include:
- Greater investment control – decide how and where your money is invested
- Potential tax efficiencies – structured correctly, SMSFs can offer real tax benefits
- Estate planning flexibility – distribute your wealth according to your wishes
- Ability to pool resources – combine contributions with other members to grow the fund together
What We Handle
- SMSF setup – establishing your fund correctly from the outset, including trust deed and structure
- Ongoing administration – to keep your fund compliant and organised
- Annual accounts and financial statements — prepared properly, so there are no surprises at audit time
- SMSF annual return — prepared and lodged, coordinated with auditor’s sign-off
- Tax advice on the fund — contributions and caps, pension phase, the tax consequences of what the fund does
- Audit coordination – we work with independent approved SMSF auditors and deal with them directly, so you’re not stuck in the middle
- Working with your financial advisor – we team up with your licensed financial advisor to make sure your SMSF strategy aligns with your broader wealth and retirement goals.
Is an SMSF Right for You?
Here’s the honest answer: that’s not a question we can answer for you, and you should be careful of any accountant who says otherwise.What we can tell you is what the fund will cost to run with us, what the compliance calendar looks like, and what it’s like in practice.
An SMSF isn’t for everyone, as it requires the right setup, some know-how, and a genuine interest in managing your own money. But for the right person, it’s a powerful way to build wealth on your own terms.
What It's Actually Like to Run One
Managing an SMSF involves more than lodging an annual return. Contributions, pension payments, investment records and compliance documents all need to be maintained correctly throughout the year.
We help SMSF trustees stay on top of their accounting and compliance obligations, from maintaining accurate records and preparing financial statements through to audit preparation and annual return lodgements.
Every investment decision must align with your SMSF investment strategy, and that strategy should be reviewed when your circumstances change. Your auditor may request evidence of decisions made months or years earlier, so accurate documentation is essential.
Good SMSF accounting is about keeping everything up to date, not trying to fix issues at the end of the year.
Running a business and want your SMSF to own your office space?
Some business owners use an SMSF to purchase commercial property, including their own business premises. Others value the control an SMSF can provide over their retirement investments.
Whether an SMSF is the right option depends on your goals, circumstances and ability to meet the ongoing compliance requirements. We help you understand how an SMSF works, the responsibilities involved and how it may fit within your broader wealth strategy.
We work alongside your licensed financial advisor to help you make informed decisions and ensure your SMSF accounting and compliance obligations are properly managed.
What Our Clients Say
What does an SMSF accountant do?
An SMSF accountant helps trustees manage the accounting, reporting and compliance requirements of their self-managed super fund.
At All Square Accountants, we assist with SMSF setup, annual accounts, financial statements, annual returns, tax advice, audit coordination and ongoing compliance requirements.
Is an SMSF right for me?
An SMSF can provide greater control over your retirement investments, but it is not suitable for everyone.
Before establishing an SMSF, it is important to understand the ongoing responsibilities, costs and compliance requirements involved. We help you understand how an SMSF operates and what managing one would look like based on your circumstances.
Can All Square Accountants help set up a new SMSF?
Yes. We can assist with establishing your SMSF correctly from the beginning, including reviewing the required structure, trust deed requirements and compliance obligations.
Starting with the right setup helps ensure your fund is positioned correctly from the outset.
Do I still need a financial advisor if I have an SMSF?
Yes. SMSF accountants and financial advisors play different roles.
We manage the accounting, tax and compliance side of your fund, while your licensed financial advisor provides investment and strategy advice. We work alongside advisors to help ensure your SMSF structure and reporting align with your broader retirement goals.
How often does an SMSF need to be reviewed?
An SMSF requires ongoing management throughout the year, not just attention at tax time.
Contributions, pension payments, investment records and compliance documents all need to be maintained accurately. Regular reviews help ensure your fund remains organised and ready for annual reporting and audit requirements.
